← All work From the MZL portfolio · Commerce & money
Muni
A digital bank built around how people and businesses actually move money.
The challenge
Moving money is still clumsy and, for many, exclusionary — especially in the markets that need good infrastructure most. The experience needed to be simple, trustworthy, and built for real life.
What we built
A digital bank designed around how people and businesses actually behave — not how legacy systems wish they would. Clear, fast, and made to be trusted with the thing people are most careful about.
The role of AI
Intelligence applied with restraint — to make the experience clearer and safer, in a domain where trust is everything and overreach is a liability.
Why it matters
Proof we can build in regulated, trust-heavy domains — where the bar for getting it right is unforgiving.
In money, trust is the product.